Homeowner
Testimonials
Here
are just a few of our Homeowner Testimonials...
To
whom it may concern,
We
would like to acknowledge our acceptance of a loan modification
obtained through FH4A and the help and expertise of Melinda.The terms of the loan have been modified to a much
more affordable payment of $3636.69 from $5232.94.
Barry and Barbara Oceanside, N.Y.
Completed
Modification
We were one of the “American
Dream homeowners". We were not going to survive the mortgage
crisis, becasue of two main reasons. We could not refinance
because of no equity and the value had dropped so
much no one will willing to refinance us. We looked at
all possible options and we were skeptical about doing a mod thru
FH4A.
Guess
what! My Interest rate was dropped from 6% to 3%. I was
paying a 6% fixed for 5 years interest only, now I am
paying a 3% including principal and interest! I have
accepted the offer and now feel comfortable with the
manageable monthly payment.
Vidya
Northville, Mi
Completed
Modification
To
whom it may concern,
This
is in regards of the modification I received from Bank
of America for the above Loan. With the assistance of
Melinda & FH4A the interest rate was cut in half
from a 2.74% Variable to a 1.37% Fixed! Also, the payment was
reduced from $2,207.62 to $1,102.81
Douglas
& Margaret, Chicago, IL
Completed
Modification
I
am very satisfied with the service I received with FH4A.
My interest rate was 7.950% and is now 5%, my payments
dropped from $3000.00 with interest only down to $2303.03
including interest and principal. It also includes now
home insurance and property taxes! Thanks you very much!
Maria L. Los Angeles, CA
Completed
Modification
My
name is Janice. Robert from FH4A modified my loan.
They lowered the payment to an affordable level and
got my interest rate reduced to 4.5% for 5 years with
a payment that is $513, lower per month on the 1st
mortgage. They also got my 2nd mortgage lowered $141 per
month. Combined my housing payments will now be lowered
654 less per month. My experience with Robert and FH4A
was great and I would refer anyone who is in a financial
mortgage bind to them.
Janice
S, North Highlands, Ca
Completed
Modification
To
whom it may concern,
It
is withl great pleasure to write this letter to recommend
the services of Robert and FH4A. He made the process
very easy and painless for us. This is to express our
complete satisfaction with the service provided by Robert
and FH4A in getting my loan modification thru Wachovia.
Not only did they get my mortgage payment lowered he
also got my principal balance dropped from $481,488.00
down to $384,391.09.
I
am recommending Robert to all my friends and families
who are looking into getting a loan modification done.
Lito
- Chatsworth, Ca
Completed
Modification
Ronnie
and I want to thanks Brian and FH4A for all you have
done to get our loan modified at a great rate with an
amount that we can live with. This will allow us to
help support our family when they need help. I want
to thank the staff at FH4A because this was a long process
that required a lot of patience.
Thanks
again from both of us and my family
Ronald
and Barbara J. - Maumee, OH
Completed
Modification
To
whom it may concern,
I
want to thank you all for the great help I received
from Elizabeth at FH4A. I also want to thank all of
you for helping me save my house. I was 11 months behind
and about to loose my house. You lowered my interest
down to 5.5% from 6.59%. You even helped get my property
reassessed to bring down my property taxes and my monthly
payment more.
Thank
you so much again. I will continue to send you my friends
and family.
Jorge,
Murrieta, CA
Completed
Modification
We
would like to acknowledge our acceptance of the loan
modification obtained through FH4A with the help and
expertise of Leticia. We received a principal reduction
that went from $470,446 to $376,357.00. Our payments went
from $2092.00 to $1176.12 at an interest rate of 3.75%.
Everyone has been extremely efficient and professional.
Also, Leticia is an excellent negotiator. We would recommend
FH4A to anyone that is in need of your assistance.
Ruben
and Maria Tracy, CA
Completed
Modification
Last
Wednesday I received a loan modification offer from
my lender Wachovia. I must say how pleased I am
with the offer. The interest rate was almost cut in
half and I received a principal reduction of almost
$100,000.00. I will be recommending you to all my friends
and family. I am very grateful, thank you!
Raquel
San Diego, Ca
Completed
Modification
I
want to thank you for saving my home, specifically Elizabeth.
She stayed in constant communications with me through
out the process. She was always available and responsive.
I have already recommended your company to others I
know that have lost their jobs or experiencing financial
hardship.
Evin,
Phoenix AZ
Completed
Modification
Thank
you for saving our dreams and our Home FH4A.
Paul
and Nora Hayward, CA
Completed
Modification
I
want to thank everyone at FH4A for the assistance they
provided and for the modification, that is allowing
us to have peace of mind again. Thank you!
Dale
L Lometa, TX
Completed
Modification
I
had a high monthly payment FH4A was able to help negotiate
a lower payment. They lowered my rate down from 9.90%
to a 5.25% fixed. I have referred my friends and family
to FH4A. I had a wonderful person working on my case
and she was very compassionate to my situation and wanted
to help. You saved my house. Thank you
Jay
Perris, CA
Completed
Modification
My
name is Marcia and FH4A helped me modify my loan.
They lowered my payment and made them affordable again.
I am so glad that FH4A is around to help people like
me and they really know what they are doing and they
do care about the clients. I would refer anyone who
is in a financial mortgage bind to them.
Marcia,
Murrieta, CA
Completed
Modification
Thank
you FH4A I was behdind and owed over $46,000 and had no
hope of saving my home. I was very skeptical but you
saved our home after the mortgage company said they
would help us and dragged it out for months then give
us no real help. You did what you said you would do and
helped us. Thanks again for everything.
Frank
and Sharon L. Mariposa, Ca
Completed
Modification
I
decided to let FHA4 help me with my Mortgage.
The experience was good and everything was completed
within a reasonable amount of time. Mr. Alex the mitigation
officer did a great job and I would recommend anyone
to contact FH4A to get the help they need. They keep
you informed on all progress with your lender and explained
everything in detail.
Scott
N. Amissville, Virginia
Completed
Modification
We
are writing this letter regarding the level of service
we received from Chad at FH4A .Chad was able to successfully
achieve a loan modification and provided a level of
service which exceeded our expectations. He left us
thinking “wow” He made us feel very comfortable
though the process and gave us the feeling that he
would not take no for answer in getting the modification.
We
want to thank Chad and FH4A for working on our mortgage
and would highly recommend this service to our friends,
family and anyone who are in need of your services.
Harold
and Glenda Escalon, Ca
Completed
Modification
